Mm98 Malaysia Terms & Conditions – Complete Platform Usage Guide

1. Acceptance of Terms

These Terms & Conditions govern the relationship between you ("Player", "User") and mm98 ("Platform", "We") regarding the use of mm98-khelo.com and all services provided through it. By registering an account, making a deposit, or using any part of the platform mm98, you fully and unconditionally agree to all terms set out in this document.

Acceptance of these terms is mandatory. mm98 reserves the right to terminate your access to the platform if you fail to comply with any provision of these terms. Continued use of the platform following any amendment to the terms shall also be deemed acceptance of the revised terms.

2. Account Registration

2.1 Player Eligibility

To register an account mm98, you must meet the following requirements:

• At least 18 years of age at the time of registration
• An individual and not a company or corporate entity
• Not legally restricted from using online betting services
• Has never had an account closed at mm98 previously due to a terms violation
• Register using your own identity, not on behalf of another person

2.2 One Account Per Player

Each player is permitted to hold only one mm98 account only. Holding more than one account is a serious breach of these terms and may result in the closure of all associated accounts and forfeiture of all related balances and bonuses. If you suspect your account has been accessed without authorisation, contact the mm98 support team immediately.

2.3 Accuracy of Information

You are responsible for ensuring that all information registered in your account mm98 is accurate, current, and truthful. False or misleading information — including name, phone number, date of birth, and financial details — may result in account suspension or closure, as well as delays or rejection of withdrawal requests.

2.4 Identity Verification

mm98 reserves the right to request identity verification at any stage, particularly before processing withdrawals that exceed certain limits. Documents that may be requested include a copy of your identification card, proof of address, or bank statement. Failure to provide the required documents within the specified timeframe may result in delays or rejection of your withdrawal.

3. Deposits & Payments

3.1 Accepted Payment Methods

mm98 accepts the following Malaysian payment methods for deposits:

• Touch 'n Go eWallet — Touch 'n Go in-app card
• GrabPay — GrabPay Malaysia digital wallet
• DuitNow — Direct transfer via phone number or identification card number
• Boost — Boost Malaysia digital wallet
• ShopeePay — Shopee Malaysia digital wallet
• FPX (Financial Process Exchange) — Includes Maybank2u, CIMB Clicks, RHB Now, and other FPX member banks

3.2 Player Responsibilities

Players are solely responsible for ensuring that funds deposited into the account mm98 originates from a legitimate source and belongs to them personally. mm98 shall not be held liable for any claims or disputes arising from the use of funds from unauthorised sources or sources not belonging to the player.

3.3 Deposit Limits

Players can set their own daily and weekly deposit limits through the "Limit Settings" section of their account as part of responsible gaming practice. mm98 also reserves the right to set maximum deposit limits based on the player's account verification status and transaction history.

4. Withdrawals

4.1 Limits & Processing Timeframes

The minimum withdrawal amount is RM 50 per request. Withdrawal requests are processed by the finance team mm98 within 1 to 24 business hours. Withdrawals to Malaysian e-wallets such as Touch 'n Go eWallet, GrabPay, and Boost are typically processed faster than bank transfers.

4.2 Withdrawal Requirements

To request a withdrawal, your account must:

• Has completed the basic verification process (phone number and email verified)
• Has a sufficient balance exceeding the minimum withdrawal threshold
• No deposit transactions pending within the adjustment period (typically 24 hours)
• Has met the wagering requirements for any active bonus in the account (if applicable)

4.3 Bonus Withdrawal

Winnings derived from bonus funds are subject to the wagering requirement set for each respective bonus. The specific wagering requirement for each bonus is stated in the relevant promotion's terms. Bonus funds themselves cannot be withdrawn as cash — only net winnings that exceed the wagering requirement may be withdrawn.

5. Bonuses & Promotions

5.1 General Bonus Terms

All bonuses and promotions offered by mm98 is subject to the specific terms stated alongside each offer. These terms may include wagering requirements, time limits to fulfil conditions, maximum betting limits while a bonus is active, and restrictions on certain games that do not qualify toward the bonus wagering requirement.

5.2 Welcome Bonus

Welcome bonuses are available to new members only mm98 making their first deposit. Only one welcome bonus offer is eligible per player, IP address, device, phone number and payment details. Any attempt to claim more than one welcome offer through multiple accounts is a violation of these terms.

5.3 VIP Rewards Program

VIP Rewards Programme mm98 is a tiered loyalty programme that gives active players access to cashback, exclusive bonuses, higher betting limits, and priority withdrawal processing. VIP membership is determined based on recent betting activity and is subject to specific conditions set out in the separate VIP Rewards Programme terms.

5.4 Bonus Abuse

mm98 actively monitors accounts to detect irregular bonus usage or abuse. This includes, but is not limited to, arbitrage betting to meet bonus requirements, collusion between different accounts, and the use of automated software. Accounts confirmed to have engaged in bonus abuse will be suspended and all associated bonuses forfeited.

6. Betting Rules

6.1 Bet Acceptance

All bets accepted by mm98 is subject to system verification. mm98 reserves the right to void or cancel any bet for technical reasons, including odds display errors, system disruptions, or extraordinary circumstances affecting the integrity of a match. In the event of a cancellation, the staked amount will be fully refunded to the player's account.

6.2 Odds Accuracy

Although mm98 strives to ensure the accuracy of all odds displayed, technical errors may occasionally occur. Where a bet has been accepted at clearly incorrect odds due to a technical error (manifestly wrong odds), mm98 reserves the right to void such bets and refund the amount to the player. Bets accepted at normal odds are not affected by this provision.

6.3 Football & Other Sports Betting

For Malaysia Super League, EPL, and international league football betting, the official results announced by the respective league governing body are final. For badminton, MPL Malaysia e-sports, basketball, and other sports, the results announced by the recognised event organiser are final for the purpose of settling bets at mm98.

6.4 Postponed or Cancelled Matches

If a match is postponed before it begins, all pre-match bets will be cancelled and funds returned to the player's account within 24 hours. If a match starts but is stopped before the full 90 minutes (football) or before more than 50% of scheduled playing time has elapsed (other sports), the result at the time of stoppage will be used to settle any outstanding bets, unless an official result is declared.

6.5 Betting Limits

The minimum betting limit is RM 10 per single bet. Maximum betting limits vary by sport type, league, bet type, and the player's account status. The maximum limit is displayed on the bet slip prior to confirmation. mm98 reserves the right to adjust betting limits on any account based on internal risk assessments without prior notice.

7. Responsible Gaming

mm98 is committed to promoting responsible gaming. We provide the following tools and resources to help players maintain control over their gambling activity:

• Personal Deposit Limit: Set daily, weekly, or monthly deposit limits through your account settings
• Loss Limit: Set a maximum loss limit allowed within a specified period
• Betting Limit: Set a maximum limit on each individual bet
• Temporary Break: Suspend your account for anywhere between 24 hours and 30 days whenever you need a break
• Self-Exclusion: Apply for a long-term self-exclusion if gambling becomes a concern
• Playing Time Limit: Set session reminders when your playing session reaches a certain duration

For more information on responsible gaming tools and resources, please visit the mm98 Responsible Gaming.

8. Player Conduct

Player mm98 are prohibited from engaging in any of the following conduct:

• Any attempt to hack, disrupt, or technically interfere with the platform's operations
• Use of automated software, bots or scripts to place bets or access the platform
• Colluding with other players to manipulate game outcomes or exploit bonuses
• Money laundering through the betting platform
• Making threats or behaving in an abusive manner towards customer support staff mm98
• Registering an account in another person's name or using another person's personal information
• Registering or accessing the platform from a restricted region where applicable

A breach of any of the above provisions may result in immediate account suspension, forfeiture of all balances and bonuses, and referral to the relevant authorities where necessary.

9. Account Security

9.1 Player Responsibilities

You are solely responsible for keeping your password and account login details confidential mm98 your account. Do not share your login credentials with anyone, including family members. mm98 shall not be held liable for any losses arising from a player's own disclosure of their password.

9.2 Detection of Suspicious Activity

If you notice any unauthorised activity on your account — such as bets you did not place, unsolicited changes to your account information, or access from an unrecognised location — please contact the support team mm98 immediately at support@mm98-khelo.com.

9.3 Two-Factor Authentication

mm98 encourages all players to enable two-factor authentication (2FA) via their account security settings. Two-factor authentication adds a significant extra layer of protection against unauthorised access to your account.

10. Account Closure

10.1 Closure by Player

You may request account closure mm98 your account at any time by contacting our customer support team. Prior to closure, all funds remaining in the account — after deducting any unfulfilled bonus conditions — will be returned to you via the same payment method used for your last deposit.

10.2 Closure by mm98

mm98 reserves the right to suspend or close a player's account without prior notice under the following circumstances:

• A breach of any provision of these Terms & Conditions
• Confirmed fraud, illegal activity, or attempted misconduct
• Fraudulent registration or materially inaccurate account information
• Activities that compromise the security or integrity of the platform
• Requests from relevant law enforcement agencies

11. Privacy & Data Protection

The collection, storage, and use of your personal data by mm98 is governed by our separate Privacy Policy. By using this platform, you agree to the data processing practices described in mm98 Privacy Policy.

In summary, mm98 collects data necessary for account management, payment processing, fraud prevention, and legal compliance. We do not sell or share players' personal data with third parties for marketing purposes without your written consent.

12. Amendments to Terms & Conditions

mm98 reserves the right to amend, update, or replace any part of these Terms & Conditions at any time. Amendments take effect immediately upon being published on this website. It is your responsibility to review these terms periodically.

For amendments that materially affect player rights, mm98 will endeavour to provide at least 7 days' notice via email or in-platform notification before any amendment takes effect. Continued use of the platform after the amendment's effective date constitutes full acceptance of the revised terms.